# ZIP 08023, NJ — housing report

0 metrics over the `5y` change window, ranked against 598 zip regions in NJ.

Between them the metrics reach from 2011-01-01 to 2027-09-30; each one covers its own window, given in the table.

## Metrics

| Metric | Start | Latest | Change | Annualised | Rank | Window |
| --- | ---: | ---: | ---: | ---: | ---: | --- |

Rank 1 is the better end of the cohort as the metric defines better, not always the largest rise.

## Current values

Every metric's most recent reading, ranked against peers by value rather than by change. Metrics published as a single snapshot — the MOD-IV assessment aggregates and HUD's CHAS tables — appear only here, because a change needs two observations.

| Metric | Value | Rank | As of | Source |
| --- | ---: | ---: | --- | --- |
| People per household | 2.57 ± 0.52 | 31st–554th of 594 (can't be told apart from most) | 2024-12-31 | census_acs |
| Commutes of an hour or more | 6.9% (0.0% to 17.5%) | — | 2024-12-31 | census_acs |
| Workers driving alone | 100.0% (no sampling error) | — | 2024-12-31 | census_acs |
| Workers commuting by transit | 0.0% (0.0% to 5.4%) | 185th–594th of 594 (can't be told apart from most) | 2024-12-31 | census_acs |
| Workers walking to work | 0.0% (0.0% to 5.4%) | — | 2024-12-31 | census_acs |
| People with a disability | 14.7% (0.0% to 29.4%) | 3rd–597th of 597 (can't be told apart from most) | 2024-12-31 | census_acs |
| Heated with electricity | 0.0% (0.0% to 9.6%) | — | 2024-12-31 | census_acs |
| Heated with utility gas | 77.4% ± 19.7 points | — | 2024-12-31 | census_acs |
| Heated with oil | 22.6% (0.0% to 50.8%) | — | 2024-12-31 | census_acs |
| Heated another way, or not at all | 0.0% (0.0% to 21.4%) | — | 2024-12-31 | census_acs |
| Heated with propane | 0.0% (0.0% to 9.6%) | — | 2024-12-31 | census_acs |
| Homeownership rate | 37.0% ± 30.8 points | 396th–590th of 595 (toward the bottom) | 2024-12-31 | census_acs |
| Homeowner vacancy rate | 0.0% (0.0% to 25.9%) | 1st–591st of 591 (too uncertain to place) | 2024-12-31 | census_acs |
| Homes, all housing units | 146 ± 81 | — | 2024-12-31 | census_acs |
| Students at private schools, grades 9 to 12 | 0.0% (0.0% to 79.2%) | 3rd–570th of 570 (can't be told apart from most) | 2024-12-31 | census_acs |
| Students at private schools | 0.0% (0.0% to 100.0%) | 1st–579th of 579 (too uncertain to place) | 2024-12-31 | census_acs |
| Homes without a complete kitchen | 0.0% (0.0% to 9.6%) | 1st–594th lowest of 595 (can't be told apart from most) | 2024-12-31 | census_acs |
| Homes without complete plumbing | 0.0% (0.0% to 9.6%) | 1st–594th lowest of 595 (can't be told apart from most) | 2024-12-31 | census_acs |
| Households of one person | 4.8% (0.0% to 11.1%) | 507th–595th of 595 (near the bottom) | 2024-12-31 | census_acs |
| Married-couple households | 32.2% ± 29.2 points | — | 2024-12-31 | census_acs |
| Commute, minutes each way | 19.3 min ± 17.2 min | 1st–538th lowest of 577 (can't be told apart from most) | 2024-12-31 | census_acs |
| Electricity a month, typical home billed for it | $214/mo (no margin available) | — | 2024-12-31 | census_acs |
| Gas a month, typical home billed for it | $108/mo (no margin available) | — | 2024-12-31 | census_acs |
| Median gross rent | $2,141/mo ± $288/mo | 30th–261st of 541 (toward the top) | 2024-12-31 | census_acs |
| Median household income | $65,944 ± $11,666 | 443rd–557th of 574 (near the bottom) | 2024-12-31 | census_acs |
| Homeowners insurance a year, typical home with a mortgage | $993 (no margin available) | — | 2024-12-31 | census_acs |
| Median owner-occupied home value | $149,100 ± $20,763 | 548th–568th of 571 (near the bottom) | 2024-12-31 | census_acs |
| Median gross rent, two bedrooms | $1,113/mo ± $143/mo | 408th–491st of 494 (near the bottom) | 2021-12-31 | census_acs |
| Water and sewer a year, typical home billed for it | $793 (no margin available) | — | 2024-12-31 | census_acs |
| Median year built | 1953 ± 40 | 22nd–567th of 567 (can't be told apart from most) | 2024-12-31 | census_acs |
| Households without a car | 0.0% (0.0% to 13.6%) | 66th–595th of 595 (can't be told apart from most) | 2024-12-31 | census_acs |
| Crowded homes | 0.0% (0.0% to 23.5%) | 1st–595th lowest of 595 (too uncertain to place) | 2024-12-31 | census_acs |
| Owner costs a month, with a mortgage | $1,638/mo ± $40/mo | 503rd–540th of 544 (near the bottom) | 2024-12-31 | census_acs |
| Owners paying half their income or more | 51.9% (0.0% to 100.0%) | 1st–591st lowest of 591 (too uncertain to place) | 2024-12-31 | census_acs |
| Total population | 375 ± 226 | 545th–576th of 598 (near the bottom) | 2024-12-31 | census_acs |
| Rental vacancy rate | 0.0% (0.0% to 15.2%) | 12th–574th of 574 (can't be told apart from most) | 2024-12-31 | census_acs |
| Renters paying over 30% of income on housing | 69.6% (6.9% to 100.0%) | 1st–569th lowest of 569 (too uncertain to place) | 2024-12-31 | census_acs |
| Renters paying half their income or more | 0.0% (0.0% to 15.2%) | 1st–188th lowest of 569 (among the lowest values) | 2024-12-31 | census_acs |
| Renters paying utilities on top of rent | 100.0% (no margin available) | — | 2024-12-31 | census_acs |
| Rent paid to the landlord, lower quarter | $1,071/mo ± $536/mo | 63rd–527th of 540 (can't be told apart from most) | 2024-12-31 | census_acs |
| Rent paid to the landlord, upper quarter | $1,744/mo ± $412/mo | 149th–500th of 535 (can't be told apart from most) | 2024-12-31 | census_acs |
| Studios and one-bedroom homes | 0.0% (0.0% to 13.6%) | — | 2024-12-31 | census_acs |
| Homes in buildings of 20 or more | 0.0% (0.0% to 13.6%) | — | 2024-12-31 | census_acs |
| Homes in buildings of two to four | 4.8% (0.0% to 16.3%) | — | 2024-12-31 | census_acs |
| Two-bedroom homes | 35.6% (0.0% to 75.5%) | — | 2024-12-31 | census_acs |
| Three-bedroom homes | 50.0% ± 28.4 points | — | 2024-12-31 | census_acs |
| Four or more bedrooms | 14.4% (0.0% to 36.3%) | — | 2024-12-31 | census_acs |
| Homes in buildings of five to 19 | 0.0% (0.0% to 13.6%) | — | 2024-12-31 | census_acs |
| Townhouses and other attached homes | 0.0% (0.0% to 9.6%) | — | 2024-12-31 | census_acs |
| Built 1940 to 1979 | 52.1% ± 30.5 points | — | 2024-12-31 | census_acs |
| Built 1980 to 1999 | 0.0% (0.0% to 13.6%) | — | 2024-12-31 | census_acs |
| Built in 2000 or later | 0.0% (0.0% to 16.6%) | — | 2024-12-31 | census_acs |
| Built before 1940 | 47.9% ± 29.5 points | — | 2024-12-31 | census_acs |
| Single-family detached homes | 95.2% (76.1% to 100.0%) | 1st–246th of 595 (toward the top) | 2024-12-31 | census_acs |
| Mobile homes | 0.0% (0.0% to 9.6%) | — | 2024-12-31 | census_acs |
| Vacancy rate | 0.0% (0.0% to 9.6%) | 71st–595th of 595 (can't be told apart from most) | 2024-12-31 | census_acs |
| Empty for other reasons | 48.4% (0.0% to 100.0%) | — | 2023-12-31 | census_acs |
| Empty homes kept for seasonal use | 0.0% (0.0% to 45.2%) | — | 2023-12-31 | census_acs |
| Households with children | 33.6% ± 30.4 points | 1st–592nd of 595 (can't be told apart from most) | 2024-12-31 | census_acs |
| Workers working from home | 0.0% (0.0% to 5.4%) | 510th–594th of 594 (near the bottom) | 2024-12-31 | census_acs |
| Flood insurance claims paid | 3 | — | 2011-12-31 | fema_nfip_claims |
| Flood insurance paid | $17,504 | — | 2011-12-31 | fema_nfip_claims |
| Homes in FEMA's 1% flood zone (count) | 113 | — | 2026-12-31 | fema_nfhl |
| Homes in FEMA's 1% flood zone | 57.4% | 32nd highest of 533 | 2026-12-31 | fema_nfhl |
| Homes in FEMA's 0.2% flood zone | 34.9% | 3rd highest of 533 | 2026-12-31 | fema_nfhl |
| Homes FEMA's flood map determines | 100.0% | — | 2026-12-31 | fema_nfhl |
| Small Area Fair Market Rent, studio | $1,890/mo | — | 2027-09-30 | hud_fmr |
| Small Area Fair Market Rent, one-bedroom | $2,040/mo | — | 2027-09-30 | hud_fmr |
| Small Area Fair Market Rent, two-bedroom | $2,440/mo | — | 2027-09-30 | hud_fmr |
| Small Area Fair Market Rent, three-bedroom | $2,910/mo | — | 2027-09-30 | hud_fmr |
| Small Area Fair Market Rent, four-bedroom | $3,210/mo | — | 2027-09-30 | hud_fmr |
| Jobs held by residents | 265 | — | 2023-12-31 | census_lodes |
| Residents' jobs in their home county | 24.9% | — | 2023-12-31 | census_lodes |
| Residents' jobs in New York City | 0.8% | — | 2023-12-31 | census_lodes |
| Residents' jobs elsewhere in New Jersey | 44.2% | — | 2023-12-31 | census_lodes |
| Residents' jobs in other states | 17.0% | — | 2023-12-31 | census_lodes |
| Residents' jobs in Pennsylvania | 13.2% | — | 2023-12-31 | census_lodes |
| Home heating-oil tank cleanups | 0 | — | 2026-12-31 | njdep_kcsl |
| Contaminated sites, cleanup open | 2 | — | 2026-12-31 | njdep_kcsl |
| Contaminated sites, cleaned up with controls | 0 | — | 2026-12-31 | njdep_kcsl |
| Homes in the climate-adjusted tidal flood area | 98.0% | 25th highest of 403 | 2026-12-31 | njdep_cafe |
| Homes near any transit stop | 86.8% | — | 2026-12-31 | bts_ntm |
| Homes within a quarter mile of a bus stop | 86.8% | — | 2026-12-31 | bts_ntm |
| Homes within half a mile of a rail stop | 0.0% | — | 2026-12-31 | bts_ntm |
| Homes on public water | 100.0% | — | 2026-12-31 | njdep_water_areas |
| Homes on a system with a recent health-based violation | 0.0% | — | 2026-12-31 | epa_sdwis |

## Margins of error

± is a survey figure's 90% margin of error, as the publisher reports it or as its inputs imply: a change's margin is in the change's own terms, and a share's in percentage points. A rank given as a range is where those margins let this region fall — the survey cannot place it more precisely. "no margin available" means the publisher reports none for that figure, which is still an estimate; "no sampling error" means the figure is fixed to another estimate rather than drawn from the sample. A survey figure's annualised change is not shown, because no margin is computed for it.

## Caveats

- ACS 5-year vintages overlap by four years, so consecutive estimates are not independent measurements and short windows understate the real separation.
- Small Area Fair Market Rents are HUD's rent standard set ZIP code by ZIP code, where HUD prices a metro area that way, and are what vouchers pay against there. They are a benchmark set near the 40th percentile of recent movers' rents, not what this ZIP's renters pay.
- Census survey figures for a ZIP code are measured for its ZCTA, the area the Census builds from census blocks to approximate the ZIP's delivery routes; the two can differ. ZCTA figures begin with the 2016-2020 survey, the first drawn on 2020's ZCTAs, so none shows a five-year change yet.
- ZIP-level values are allocated from Census ZCTAs rather than measured. A ZIP straddling several municipalities is an estimate, not an observation. Allocation weights for this ZIP: hud_res_ratio.

## Sources

| Source | Publisher | Vintage | Retrieved | Releases | Licence |
| --- | --- | --- | --- | ---: | --- |
| National Transit Map — stops | Bureau of Transportation Statistics | current | 2026-10-06 | 1 | Public domain (U.S. Government work) |
| American Community Survey, 5-year estimates | U.S. Census Bureau | 2021 | 2026-10-01 | 1 | Public domain (U.S. Government work) |
| American Community Survey, 5-year estimates | U.S. Census Bureau | 2023 | 2026-10-01 | 1 | Public domain (U.S. Government work) |
| American Community Survey, 5-year estimates | U.S. Census Bureau | 2024 | 2026-10-01 | 11 | Public domain (U.S. Government work) |
| LEHD Origin-Destination Employment Statistics (LODES 8) | U.S. Census Bureau | 2023 | 2026-10-06 | 1 | Public domain (U.S. Government work) |
| Safe Drinking Water Information System — violations | U.S. Environmental Protection Agency | current | 2026-10-03 | 1 | Public domain (U.S. Government work) |
| National Flood Hazard Layer — flood hazard zones | Federal Emergency Management Agency | current | 2026-10-03 | 1 | Public domain (U.S. Government work) |
| NFIP Redacted Claims (v3) | Federal Emergency Management Agency (OpenFEMA) | current | 2026-10-03 | 1 | OpenFEMA Terms and Conditions |
| Fair Market Rents | U.S. Department of Housing and Urban Development | 2027 | 2026-10-01 | 1 | Public domain (U.S. Government work) |
| Tidal Climate Adjusted Flood Elevation (sea-level rise 4 ft) | New Jersey Department of Environmental Protection | current | 2026-10-03 | 1 | NJDEP Data Distribution Agreement |
| Known Contaminated Sites List | New Jersey Department of Environmental Protection | current | 2026-10-16 | 1 | NJDEP Data Distribution Agreement |
| Public Community Water Purveyor Service Areas | New Jersey Department of Environmental Protection | current | 2026-10-03 | 1 | NJDEP Data Distribution Agreement |

---

Generated from analysis packet `1.7` for region `2949` (GEOID `08023`). Every figure is read from the housing warehouse and produced by the sources above, subject to the caveats. Nothing in this report is model-generated.

## Terms and notices

This (map/publication/report) was developed using New Jersey Department of Environmental Protection Geographic Information System digital data, but this secondary product has not been verified by NJDEP and is not state-authorized or endorsed.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data.

This product uses the HUD User Data API but is not endorsed or certified by HUD User.

U.S. Census Bureau, LEHD Origin-Destination Employment Statistics, version 8, https://lehd.ces.census.gov/data/lodes